How to Apply for a ZamCash loan in just 3 simple steps

Filed in Important tips by on October 1, 2022 0 Comments

What is a ZamCash Loan, Zambia ZamCash Online Loan, ZamCash Credit Loans, How to pay a ZamCash loan using Airtel and MTN USSD code, How to Apply for a ZamCash Loan, How Much Can You Borrow With a ZamCash Loan, How do I repay the loan, Two SAFE and EASY ways to repay Zamcash Loan.


Zambia ZamCash LOANS: The Best Choice for Your Financial Needs

When life throws you a curveball, it may seem like there are no good options left. However, this is where ZamCash loans come in to save the day. If you need fast cash and can’t wait for your next paycheck, these financial solutions can be exactly what you need.

Whether you need money to make an upcoming bill payment, pay off an existing loan or credit card balance, or finance a home improvement project, these loans may be right for you. Read on to learn more about why ZamCash loans are the best choice for your financial needs.


Zamcash – Online Loan Robot!

Zamcash robot

In Zambia, Zamcash is a straightforward, fully online lending platform that offers fast, short-term loans to aid with unforeseen costs or urgent cash demands. With our simple application process, you can apply for a Zamcash loan any time of the day or night and receive money within minutes.


See also Trusted Ways to Make Money With Smartphones without Investment.


What is a ZamCash Loan?

When unplanned expenses pop up, a ZamCash loan is a small, short-term cash loan that can help you get by. It’s an excellent option for paying off credit card debt or other high-interest debt, completing home repairs, or covering travel expenses because the loan period is normally two to six months.

Additionally, there is no requirement for collateral because the loan is secured by your potential future earnings. These loans have higher interest rates than other loan types since they are unsecured. Your annual income, the ratio of your debt to income, and your credit score are just a few of the variables that can affect the rates.

When unplanned needs like a medical bill, car repair, or travel costs like a last-minute trip come up, you can use a ZamCash loan to get by.


What Are the Benefits of a ZamCash Loan?

There are many benefits to tapping into a ZamCash loan.

  1. You choose the amount and term of the loan. Keep a good credit history, you can access loan amounts up to K1,000.
  2. You can complete the form anytime to obtain the loan – during the day or night, on holidays and weekends. The transfer is made in real-time.
  3. Interest charged will depend on the amount and duration of the loan.
  4. You can register and complete the form through your PC or mobile phone. All you need is the Internet. The whole process takes place in real-time, without a long wait!
  5. For one, you don’t have to provide collateral, which means you don’t have to put up any of your assets as collateral.
  6. This is helpful when you’re dealing with financial troubles and may not have the ability to repay a traditional loan.
  7. Another benefit is that you can apply for a ZamCash loan online at any time, so you don’t have to wait in line at a financial institution or visit a store location to speak with a loan officer.
  8. This can save you time, allowing you to complete the application process in a few minutes and receive your funds within a few hours.


How to Apply for a ZamCash Loan?

Here is how to Apply for a ZamCash loan in just 3 simple steps

Three steps to getting a loan.
  1. Create an account. Sign up, and complete the online form with basic data.
  2. Provide minimum information. Provide your minimum personal information along with the necessary documents.
  3. Receive mobile money within 5 minutes. Confirm your consent to obtain the online loan.



How do I repay the loan?

There are two ways to repay your loan:

✓Directly through Zamcash Web Payment
✓Using mobile money of Airtel or MTN


Two SAFE and EASY ways to repay Zamcash Loan:

Customers who frequently use “Zamcash” have previously approved of the convenience of money returning to it. In an effort to find new ways to repay loans, we frequently try to form partnerships with new partners.


Directly through ZamCash Web Payment

Kindly note that web pay repayment for Zambia ZamCash is instant clearance within 5 minutes.

It is just simple and easy steps:

  1. Just click, Log in to your account
  2. Enter your Mobile Number
  3. Click here for Verification Code
  4. Click Make Loan Payment
  5. Select Repayment Method Click Webpay
  6. Enter the Repayment Amount
  7. Enter Your Mobile PIN Number
  8. Repayment Result

Mobile money repayment methods via USSD

Make a payment via Airtel mobile money

  1. Dial *115#
  2. Select option 4 “Make Payment”
  3. Select option 6 “Goods & Services”
  4. Enter the number 1 on the merchant code
  5. Enter Business Name,(type zam)
  6. Enter the Repayment Amount
  7. Enter Reference, Here enter your NRC without slashes
  8. Enter PIN(Your own PIN)

Please be aware that Airtel charges K2.5 for this transaction; make sure your mobile money account has an additional K2.5 available.

Add your NRC to the reference so we can identify the payment as coming from you when you make a payment using a different mobile money account that is not in your name.


Make a repayment for Zambia ZamCash via MTN mobile money

  1. Dial *115#
  2. Select option 3 “Pay Bill”
  3. Select option 6 ” Retail Payment”
  4. Enter “zam” on the Merchant code
  5. Enter the Repayment Amount
  6. Enter Reference, here enter your NRC without slashes
  7. Enter your mobile money PIN (Your own PIN)
  • Please note that you can make a payment with a mobile money account that is not in your name as long as you include your NRC in the reference so we know the payment is coming from you.
  • MTN charges K3.5 for this transaction, so make sure you have an extra K3.5 in your mobile money account.

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